The demand for critical illness insurance in Canada is growing. This insurance is growing in popularity, since people could experience substantial financial difficulties if they ever had to stop working due to a serious illness. In fact, the probability of being diagnosed with a critical illness is much higher than the likelihood of a premature death. And yet few people have the right coverage.
We ensure the payment of a lump sum (from $10,000 to $2,000,000) 30 days following the diagnosis of a critical illness or disease covered by the contract.
We guarantee the refund of all premiums paid since the policy was issued if the insured person dies while coverage remains in effect.
The insured recovers between 50% and 100% of premiums paid based on the return of flexible premium benefit selected.
Your client would obviously want to be at his child’s side throughout his or her ordeal. Not to mention all the related costs. Different medical treatments in various locations, hospital visits and missing work could all deal a blow to finances. Making sure a child has coverage against critical illness lets his parents take care of him and be there while he or she recovers, without squeezing their finances.
Your client can either add it as a rider to his own insurance policy or opt for coverage with premium payments for a set period of time that would cover the child for life.
Offers coverage for up to 25 illnesses, with limited premium payments or premiums that are payable for life, our critical illness insurance for a child offers a range of possibilities to suit any budget.
Do not hesitate to write us by filling out the contact form. It will be our pleasure to assist you in all the steps.Request a quote